Phone: 708.946.2276


Emergency Phone: 708.822.4270


Fax: 708.946.9635


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Term Life: As an Independent Insurance Agency we have

 

proudly served IL, IN, WI, and MI insurance needs with

 

expertise and comprehensive service.

 
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Term Life

Term insurance pays if the death occurs during the “term” of the policy, generally five to 30 years. Two types of term insurance are available.

  • Level term where the death benefit stays the same throughout the duration of the policy as does the payment.
  • Decreasing term means that the death benefit drops over the course of the policy’s term. This type is commonly used to insure that a mortgage will be paid off in the case of a primary income earner.

 

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